1. Age - you must be above the minimum age required to sign a mortgage in your state. There is no maximum age limit.
2. Citizenship - you are not required to be a US citizen, but you must be a permanent resident of the USA who is permitted to work in the US.
3. Social Security Number - you will require a valid Social Security Number; a Tax ID number is not sufficient.
4. You must have a 3% down payment (this will go up to 3.5% as of September 1, when5. The property in question must be a residential dwelling suitable to house 1-4 families.